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Finding an Apartment in Munich: Complete Guide

Navigate the competitive Munich housing market with our comprehensive guide covering where to search, what to expect, and how to succeed.

12 min
Dec 2025
Verified
4 links

Step-by-step guide

Read through in order or jump between sections using the table of contents.

Overview

Munich has one of the most competitive housing markets in Germany. With a vacancy rate below 1%, finding an apartment requires preparation, patience, and the right strategy. This guide will help you navigate the process successfully.

Required Documents

Prepare these documents before viewing appointments:

  • Self-disclosure form (Selbstauskunft) - Personal and financial information
  • SCHUFA credit report - Get it free once a year at meineschufa.de
  • Proof of income - Salary slips, employment contract, or scholarship letter
  • ID/Passport copy - Valid identification
  • Previous landlord reference - If available
  • Bank statements - Last 3 months

Understanding Costs

Be prepared for these typical costs:

  • Kaltmiete (Cold rent) - Base rent without utilities
  • Warmmiete (Warm rent) - Includes heating and some utilities
  • Nebenkosten - Additional costs (water, garbage, building maintenance)
  • Kaution (Deposit) - Usually 2-3 months cold rent
  • Provision - Agent fee (if applicable) - usually 2 months rent + VAT

Avoiding Scams

🚨 Red flags to watch for:

  • Landlord is 'abroad' and can't show the apartment
  • Asked to pay before viewing
  • Price is significantly below market rate
  • Poor grammar/communication
  • Western Union or unusual payment methods
  • No proper contract offered

Safe practices:

  • Always visit in person before paying
  • Never pay in cash without receipt
  • Verify landlord identity
  • Use proper bank transfers
  • Read contracts carefully

Frequently Asked Questions

3 common questions answered

Helpful Resources

4 curated links

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